Terms and Conditions

1. Introduction

These Terms and Conditions (“Terms”) govern your use of the KudiPlus Micro-Credit Enterprise (“KudiPlus,” “we,” “our,” or “us”) website https://kudiplusmc.com/ (“Website”) and our services. By accessing or using our Website and services, you agree to comply with these Terms.

2. Services Offered

KudiPlus provides various financial products, including:

Personal Loans: Quick and easy loans for personal needs.

Business Loans: Financing solutions for business growth.

SME Loans: Tailored loans for small and medium enterprises.

Funeral Loans: Financial support for funeral expenses.

Group Loans: Collaborative financial support for groups.

Hire Purchase: Options to own essentials with flexible payment plans.

Auto-Maintenance Loans: Loans for vehicle maintenance and repairs.

3. Eligibility

To use our services, you must:

Be at least 18 years old.

Provide accurate and complete information during the application process.

Agree to undergo any necessary credit checks.

4. User Responsibilities

As a user, you agree to:

Use our services for lawful purposes only.

Not engage in any activity that could harm or disrupt our services.

Maintain the confidentiality of your account information.

5. Loan Application and Approval

Loan applications are subject to evaluation based on our internal criteria. We reserve the right to approve or deny any application at our discretion.

6. Repayment Terms

Repayment terms, including interest rates and schedules, will be clearly outlined in your loan agreement. Failure to adhere to these terms may result in additional charges or legal action.

7. Intellectual Property

All content on our Website, including text, graphics, logos, and images, is the property of KudiPlus or its content suppliers and is protected by applicable intellectual property laws.

8. Limitation of Liability

KudiPlus shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services or Website.

9. Changes to Terms

We may update these Terms periodically. Any changes will be posted on this page with an updated revision date. Your continued use of our services constitutes acceptance of the modified Terms.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Republic of Ghana.